How to Make a Simple Budget Easily
Budgeting is a plan of expenditure a person intends to incur in a period. It also contains the list of resources of income if there is more than one. With a simple budget, you can plan and manage your budget easier. So, let’s pay attention to the following guidelines.
How to Write a Simple Budget
It is very important what to write in a simple budget plan. You should begin with your income. If you have more than one source of income, you have to make a list. For example, you earn money from your monthly wage, part-time job, a business, etc.
Now, it comes to your expenses. You can break them down into some categories. One of them is health such as medicine, health insurance, & other health expenses. Besides, you should also allocate your budget for personal & family uses like child care, clothing, laundry, entertainment, donations, etc.
Then, you can also plan your budget for finance. About finance, you may spend money on credit card fees, pre-paid cards, phone cards, money transfers, etc. Other common expenses are such as school costs, savings, semester costs, etc. Then, provide the total in the end.
Tips in Making a Simple Budget
There are some tips you will need to follow in creating a simple budget sample. First, you must have a clear idea of your income and expenses. Besides, you should include all the sources of income and expenses completely. Make sure that there is no missed one.
Then, it is better to divide your expenses into some categories to make it easy to read. Next, you must avoid unnecessary spending to get a good financial condition. To make it more eye-catching, you can also add colors in presenting your budget plan.
Simple Budget Samples
Many simple budget templates are available in this article. One of the examples is a simple personal budget. Besides that, there is also a simple monthly budget. Then, a simple business budget also belongs to the sample available. The next sample is a simple household budget.
Another example is a simple family budget. And there are still many other templates you can find on the internet. However, you still need to edit the chosen template to fit your needs. So, make sure that you only pick a template that meets your needs so that it does not require too much editing.
How to Use Simple Budget Templates
Writing a budget is very confusing. It takes a lot of time, effort, and money. With our simple budget sample templates, your task will be much easier. If you are interested in our templates, you have to pick your preferred template first. In fact, they all are free to download.
All of the templates are also easy to customize. With an editing tool, you can change the details based on your income and expenses. For example, you may use Photoshop or CorelDraw. After you are done with your editing, you can print your simple budget then.
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